Broker Check

Lance Drucker


Lance Drucker, ChFC® & CLU®

President and CEO, "El Hefe"

Since 1959, Drucker Wealth Management has been working with retirees, business owners, and professionals, including a specific focus on the needs and concerns of women, in order to help them achieve financial peace of mind. Lance is one of the top speakers in the areas of Wealth Management, and Retirement Income Planning, and his workshops have been presented to a number of Fortune 500 companies, as well as numerous colleges and universities.

He knows that most clients have concerns about two things:

  1. their financial future, 
  2. and selecting the right advisor.

Choosing a financial advisor with ethics and integrity is the vital part that gives clients peace of mind about their financial future. With over 30 years of experience in the financial services industry, Lance provides the knowledge, expertise and understanding to help his clients retire comfortably and remain comfortably retired.

Lance has been recognized as Hornor, Townsend & Kent, Inc's (HTK) top wealth manager* for the 11th consecutive year; the first advisor to do so in the company’s history. HTK is the wholly owned broker/dealer subsidiary of the Penn Mutual Life Insurance Company, the second oldest mutual insurer in the country, founded in 1847. Lance and his firm, Drucker Wealth Management, have represented their clients and HTK with the utmost integrity and trust for the past 33 years. HTK is honored to have Lance as one of its representatives. His expertise has elevated him to the premier wealth manager throughout the country for HTK. In addition, Lance was selected as a 2018 FIVE STAR Wealth Manager** for the third consecutive year, presented with the 2018 Women's Choice Award and featured in the Wall Street Journal and New York Magazine.

Lance graduated from SUNY Binghamton in 1985 with a Bachelor of Science in Accounting & Finance, and soon after joined the firm Drucker Wealth Management, founded by his father in 1959. He earned his Chartered Financial Consultant (ChFC®) designation in 1990, and his Chartered Life Underwriter (CLU®) designation in 1993. In 2012, he received a Certificate in Retirement Income Planning from the Wharton School of Business. HTK has recognized Lance for the past 29 years as one of the top 10 advisors in the country.

Lance, his wife, Beth, two children and two rescue dogs live in New Jersey. He is an avid shooter, and trains in the Martial Art of Krav Maga & Brazilian Jiu Jitsu. As a proud sponsor of Military Veterans, Lance participates in the Tough Mudder challenge, and Spartan Race which has helped to raise over $2 million dollars for wounded warriors. Lance is also a supporter of Folds of Honor, an organization that provides educational scholarships to the children and spouses of our fallen and disabled service members while serving our nation. For the past five years, Lance has organized the Polar Bear Plunge fundraiser for these organizations.

Lance is a Registered Representative and Investment Advisor Representative of HTK. *Based on production. 

** Lance Drucker is a multi-year recipient of the Five Star Wealth Manager Award – 2012, 2013, 2014, 2015,2016, 2017 and 2018. The Five Star Wealth Manager Award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria:
1) Credentialed as an investment advisory representative (IAR) or a registered investment advisor; 2) Actively employed as a credentialed professional in the financial services industry for a minimum of five years; 3) Favorable regulatory and complaint history review; 4) Fulfilled their firm review based on internal firm standards; 5) Accepting new clients; 6) One-year client retention rate; 7) Five-year client retention rate; 8) Non-institutionalized discretionary and/or non-discretionary client assets administered; 9) Number of client households served; 10) Educational and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. 1680 New York City wealth managers were considered for the award; 155(8 percent of candidates) were named Five Star Wealth Managers. To qualify as having a favorable regulatory and complaint history for this award, the person cannot have (1) been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine, (2) had more than a total of three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process, (3) individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, (4) filed for bankruptcy, or (5) been convicted of a felony.
***The Women’s Choice Award for Financial Advisors was created by WomenCertified Inc. in partnership with, the Women’s Institute for Financial Education, in an effort to help women identify financial advisors and firms that provide quality
service and a strong commitment to their female clientele. Advisors who qualify for the Award are evaluated using 17 objective criteria. For more information about the Women’s Choice Award for Financial Advisors, please visit Registered Representatives of Hornor, Townsend & Kent, Inc., (HTK), Registered Investment Advisor, Member FINRA/ SIPC. 2 Park Avenue, New York, NY 10016, (212) 885-4242. Drucker Wealth Management and other listed entities are not affiliated with HTK.

"At DWM we don't make predictions,
we help you make plans."

- Lance Drucker